Tulsa Area Business's charging a Minimum to use credit/debit cards

[mocboy]

I applaud zstyles for doing that.  I do the same thing when a store tries to do that.  I think more people should call and complain so the cc companies will start taking action and holding these merchants liable!

[zstyles]

It actually is a mission of mine now..after reporting three people and visa thanking me I just got two letters from Visa advising me that they are investigating the merchants and they are not allowed to charge a minimum. One of the businesses I contacted actually agreed with me so I let them off the hook since they stopped requiring it...I just see a more black and white I suppose between right and wrong.

[YoungTulsan]

I applaud zstyles for doing that.  I do the same thing when a store tries to do that.  I think more people should call and complain so the cc companies will start taking action and holding these merchants liable!

Those poor credit card companies being driven towards bankruptcy by small business!

[Hawkins]

Those poor credit card companies being driven towards bankruptcy by small business!

Huh? Explain.

This topic is getting dumber and dumberer. 

Man, somebody needs to get a life, Z.

[YoungTulsan]

Huh? Explain.

This topic is getting dumber and dumberer. 

Man, somebody needs to get a life, Z.

It was a facetious comment about sticking up for the credit card companies like they are the poor little guy that needs help in defense from those huge small businesses.

[mocboy]

thats ok YoungTulsan, I think everybody but one person got that!

[Hawkins]

Oh.

Yeah I guess I'm kinda slow.

I did, after all, think that a "Ritz Camera" was a type of boat at Boaters World for years.

Never had a clue that was a camera shop.



I'm betting the "letters from VISA" are also a joke.

[zstyles]

It was a facetious comment about sticking up for the credit card companies like they are the poor little guy that needs help in defense from those huge small businesses.

Wow..does anyone on this board ever think they are wrong or is it always about going in circles?

1. They signed an agreement to not charge a fee
2. They are not going to force me to buy more/pay more because I am spending with them on a card and not cash.
3. Its not my privilege to shop there, its my right
4. Its their privilege to accept these cards
5. If everyone had the same mindset as most of the people that think we are "picking on the little guy" or "get over it" I would hate to see where we would be.
6. I think its wrong, it is wrong (according to the companies I spoke to) and I will continue to be the credit police when I encounter such business's
7. I guess I am the only one with morals on this board who thinks that forcing a consumer to do something that is against a written contract is wrong.(I guess maybe since you all think Obama can do it, you should too)

[Cats Cats Cats]

In other news, we are all paying more because of CC fees.

[nathanm]

In other news, we are all paying more because of CC fees.

That's arguable in most cases. Perhaps at the smallest of stores.

Handling cash costs money, too.

[sgrizzle]

3. Its not my privilege to shop there, its my right

Businesses can refuse service to anyone. They have no legal obligation to let you in. And based on previous reviews you've posted I'd say many businesses would be well advised not to.

By the way, Amex and Discover DO allow you set to set minimum purchase limits.

[zstyles]

Businesses can refuse service to anyone. They have no legal obligation to let you in. And based on previous reviews you've posted I'd say many businesses would be well advised not to.

By the way, Amex and Discover DO allow you set to set minimum purchase limits.

I guess I have higher standards than you based on your prev. posts as well.

Actually if they refuse my business they are also in violation if

1. I refuse to Show ID or they set a minimum.

2.They cannot however refuse the sale(we are still on topic here Griz..slow down) based on a minimum or ID requirement.

And yes since you want to totally go off topic,

American Express and Discover card are not debit cards in the majority of cases. If their terms allow merchants to do this..great! But that isn't the topic.

[Hawkins]

I guess I have higher standards than you based on your prev. posts as well.

Actually if they refuse my business they are also in violation if

1. I refuse to Show ID or they set a minimum.

2.They cannot however refuse the sale(we are still on topic here Griz..slow down) based on a minimum or ID requirement.

And yes since you want to totally go off topic,

American Express and Discover card are not debit cards in the majority of cases. If their terms allow merchants to do this..great! But that isn't the topic.

Perhaps those are viable rules enforced by credit card companies that have contracts with businesses, but it certainly is not "your right" to shop there.

As has already been stated here, any business can refuse you service.

You have rights as a credit card user, but the endgame of such actions you seem to think are heroic are actually just going to result in higher retail prices for everyone at the stores you harass.

You are not taking on big business here. You are attacking small business owners who support the local economy.


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[zstyles]

Perhaps those are viable rules enforced by credit card companies that have contracts with businesses, but it certainly is not "your right" to shop there.

As has already been stated here, any business can refuse you service.

You have rights as a credit card user, but the endgame of such actions you seem to think are heroic are actually just going to result in higher retail prices for everyone at the stores you harass.

You are not taking on big business here. You are attacking small business owners who support the local economy.


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Great! Glad you understand!

[Cats Cats Cats]

Dude.. Mellow out man.  Support local business by not jacking them on $2 charges for 50 cents of transaction fees.  Yes, they made a contract but you can still not try destroy them.