How to Protect Yourself From Obamacare

[nathanm]

Either my snark-o-meter is off, or you have gone off the deep end Gaspar. There is no slippery slope here. Nutritional labeling has been required on food products for many, many years now. I'd even bet that the folks who were against it when those requirements were enacted used the exact same arguments you're using. There is nothing wrong with eliminating the loopholes that allow some people to get away without informing the consumer of calorie content prior to making their purchase.

An informed consumer is the bedrock of capitalism. As someone who purports to be in favor of both freedom and our capitalist system, I'm surprised that you have a problem with people being able to make more informed purchasing decisions.

[Gaspar]

Either my snark-o-meter is off, or you have gone off the deep end Gaspar. There is no slippery slope here. Nutritional labeling has been required on food products for many, many years now. I'd even bet that the folks who were against it when those requirements were enacted used the exact same arguments you're using. There is nothing wrong with eliminating the loopholes that allow some people to get away without informing the consumer of calorie content prior to making their purchase.

An informed consumer is the bedrock of capitalism. As someone who purports to be in favor of both freedom and our capitalist system, I'm surprised that you have a problem with people being able to make more informed purchasing decisions.

No problem with that at all.  How big do you have to make the speed limit signs to get people to stop speeding?  Perhaps if we put the signs 3 feet apart, people would slow down?  If that doesn't work perhaps we should install governors in their cars. 

I am in favor of informing the consumer.

[Red Arrow]

I think once it gets repeated 500 times across the entire Internet and in newspapers across the country, it no longer counts as a simple typographical error.

Is 499 still a simple typographical error but 500 becomes an intentional distortion of fact?

It appears that because of a typo, that it is instantly assumed that an entire post is intentionally distorted.  I guess what goes around comes around.  We all get nabbed for a typo sooner or later.

[Red Arrow]

How big do you have to make the speed limit signs to get people to stop speeding? 

It's not how big but where.  Put the speed limit on a driver's phone and maybe they will see it. Phones with GPS should be capable of that.  We can require an app for that.

[guido911]

Looks like 111 corps, unions, schools et. al. have protected themselves from health care reform by getting waivers.

http://www.examiner.com/finance-examiner-in-national/obamacare-waivers-given-to-111-businesses-but-few-know-where-to-apply-for-it

[JeffM]

Not bad for something that bears more resemblance to "Romneycare meets the 1993 Republican compromise" than anything Obama campaigned on......

http://www.kaiserhealthnews.org/Graphics/2010/022310-Bill-comparison.aspx
http://www.newsweek.com/2010/11/14/mass-how-health-care-reform-helps-hospital-costs.html

http://www.moneyfunk.net/finances/health-care-reform/

Remember President Obama's push for health care reform? I pretty much forgot about it until I received an 'Important Special Enrollment Notice' from my health insurance company. And now that most company's enrollment periods are coming in November, I think its a good time to bring it up for discussion.

On March 23, 2010, President Obama signed into the law the Affordable Care Act. It's a law that will hold insurance companies more accountable and lower health care costs, offer more health care choices and increase the quality of health care for all of us. Its explained the act will take place in portions and that some of them have already taken effect. Further changes will not be implemented until 2014 and beyond.

The most current change to take place is Extending Coverage for Young Adults . If you are renewing your health care coverage on or after September 23, 2010 this is how the law affects you and your dependents.

Children can remain on their partents' health insurance policy until they are 26 years old and related special enrollment right

The health care reform law allows you to keep your children on your health plan until they turn 26 years old regardless of their student status, marital status, whether they live with their parents, or are claimed as a dependent on their parents' tax return, as long as the dependent is not eligible to enroll in other employer provided coverage. "Children" includes natural childrend, legally adopted children, stepchildren, and children who are dependent on you during the waiting period before adoption. Unfortunately, grandchildren are not eligible. If the state you live in provides a higher maximum dependent age, then that requirement will continue to apply.

    * If you want to add dependents to you health plan who are younger than 26 years of age, you have a one-time special enrollment right under the law. If your adult children under 26 was previously denied in the past or lost coverage because they exceeded the maximum dependent age, then they will fall under this enrollment right. The 'enrollment period' takes place no later than the first 30 days of your plan year.
    * If you currently have single or employee/spouse coverage and you want to add children, you need to change your enrollment status to one that allows dependents to be added to your contract, such as family or employee/children coverage.
    * If ou are not currently enrolled, but wish to do so to take advantage of the dependent coverage right, you and your adult chilren may both enroll during the special enrollment period if you meet eligibility requirements
    * If you want your children to stay on the plan, you don't need to do anything
    * If you don't want to keep your children on your plan until age 26, you will need to contact your employer's benefits administrator to remove them as dependents under your policy

No more lifetime dollar limits on benefits and related special enrollment right
The Affordable Care Act requires health insurance companies to remove lifetime dollar limits on benefits from all plans. This applies to medical and pharmacy benefits only; not dental or vision.

    * If your coverage was previously canceled because you reached the lifetime dollar limit under your plan, you have a one-time special enrollment right under the law. You can enroll again and be covered without any lifetime dollar limit on benefits. Again, the special enrollment period will take no later than the first 30 days of your plan year.
    * If you are covered by your employer's health plan now, you do not need to do anything
    * If you are not covered by your employer's health plan now and are not eligible to enroll during the special enrollment period, contact your employer's benefits administrator for more information on when you can enroll

I embrace this current change because as we know, many adult children are moving back home due to the collapse in the financial world. I for one, would feel secure knowing my children are still covered if something ill was to take place; not that I embrace them moving back home.

There are other changes that have taken place that I am for in this health care reform. There is Expanding Coverage for Early Retirees for Americans who retire without employer-sponsered insurance, but are not yet eligible for Medicare. Or there is relief for four million seniors hit by a gap in Medicare prescription drug coverage known as the 'donut hole' (each senior will receive a $250 rebate). And pretty soon you can obtain free preventive care services such as mammograms and colonoscopies with being charged. To see more of the changes, go to HealthCare.gov. It's quite interesting.

[guido911]

Well there are now over 220 waivers granted. Where is my waiver?

http://blogs.ajc.com/jamie-dupree-washington-insider/2010/12/07/more-health-waivers/

[Gaspar]

Well there are now over 220 waivers granted. Where is my waiver?

http://blogs.ajc.com/jamie-dupree-washington-insider/2010/12/07/more-health-waivers/

Wavers seems to be the new theme of this admin.  If you are a lobbyist you cannot work within this administration unless of course you have a waver.  If you are a business you are subject to new financial regulations unless you have a waver.  If you provide healthcare for your workers you must pay more unless you have a waver.

Reminds me of selling indulgences.

[Quinton]

We need to protect us from a bunch of obama mamas stuff.

[guido911]

We need to protect us from a bunch of obama mamas stuff.

Prepare yourself for the inevitable flame from the resident poster policeman. Here is how I imagine the flaming will be delivered.

[Hoss]

Prepare yourself for the inevitable flame from the resident poster policeman. Here is how I imagine the flaming will be delivered.

How I do take pride in knowing I'm Tony's Lord Voldemort.  He can't even bring himself to directly post or speak of me.

I feel like I'm in 3rd grade.  Consider the source I guess...

[nathanm]

Wavers

Waver fail.

[guido911]

Well there's no way to protect yourself from this consequence of Obamacare:

Now a Merritt Hawkins survey of 2,379 doctors for the Physicians Foundation completed in August has vindicated our poll. It found that 40% of doctors said they would "retire, seek a nonclinical job in health care, or seek a job or business unrelated to health care" over the next three years as the overhaul is phased in.

Of those who said they planned to retire, 28% are 55 or younger and nearly half (49%) are 60 or younger.

A larger portion (74%) said they plan to make "one or more significant changes in their practices in the next one to three years, a time when many provisions of health reform will be phased in."

http://www.investors.com/NewsAndAnalysis/Article/556398/201012091905/New-Poll-Confirms-IBDs-09-Finding-Of-Doctor-Exodus-Under-ObamaCare.htm

[guido911]

Just read that a district judge in Va. has ruled the individual mandate is unconstitutional.

[Gaspar]

It's going to the Supreme Court now.